Is there a program that works kind of like 3D Home Architect, that allows you to create 3D Landscapes?

I don't mean anything like 3D Home Architect or 3D Landscape Design. I'm talking about something like 3DS Max or Maya. Programs that can create 3D Environments, but more for beginners, for people who don't know how to create a 3D Modelled Environment, where all the templates are already built in, you would just have to pick the terrain, pick what you want in it, select the time of day, then it would do the rest. Anything out there like that?